Authorize.net

Payment Processing
★★★☆★☆
(234 reviews)

Overview

Authorize.net (founded 1996, acquired by Visa in 2010) is one of the oldest and most widely supported payment gateways in the United States. It processes credit/debit cards, ACH/eCheck, and recurring billing through a virtual terminal, hosted payment forms, and mobile payments. Authorize.net is commonly used by self-storage operators who have custom-built websites and need a reliable, well-integrated payment gateway rather than a storage-software native processor. The platform includes a fraud detection suite, advanced AVS verification, and integrates with QuickBooks. Authorize.net requires a separate merchant account (it is a gateway, not a full processor) and is best suited for operators comfortable with some technical setup.

Key Features

Credit/debit card processingACH/eCheckRecurring subscription billingFraud detection suite (Advanced Fraud Detection Suite)Virtual terminalHosted payment formsMobile paymentsQuickBooks syncSimple checkout (payment links)QuickBooks integrationWide third-party ecosystem integration

Pros & Cons

Pros

  • One of the oldest and most trusted payment gateways in the US
  • Massive integration ecosystem — works with almost every platform
  • Transparent, well-documented pricing

Cons

  • Requires a separate merchant account in addition to the gateway fee
  • Not storage-specific — no built-in operator tools
  • Older technology compared to modern PayFac-model processors

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Company Info

Founded1996
Service Areanational
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