MerchantsXL vs OpenEdge (Global Payments) (2026)

Side-by-side comparison to help you choose the best payment processing for your storage facility.

MerchantsXL

★★★★★
(7 reviews)

OpenEdge (Global Payments)

★★★★☆★
(201 reviews)

Overview

Rating
★★★★★
★★★★☆
Reviews
7
201
Founded
—
2010
Headquarters
Reno, NV
—
Service Area
national
national
Pricing
—
—
Verified
No
No

Features

Retail accounts
Yes
No
MobileXL processing
Yes
No
Internet accounts
Yes
No
Keyed-in accounts
Yes
No
Virtual terminal
Yes
No
No contracts
Yes
No
Integrated with SiteLink Marketplace
No
Yes
Credit/debit card processing
No
Yes
ACH/eCheck
No
Yes
EMV chip support
No
Yes
AVS address verification
No
Yes
Automatic reconciliation in SiteLink
No
Yes
PCI compliance tools
No
Yes
Backed by Global Payments (6.5B+ transactions/year)
No
Yes
SiteLink Web Edition integration
No
Yes

Pros & Cons

MerchantsXL

Pros and cons coming soon

OpenEdge (Global Payments)

PROS

  • ✓Official SiteLink integration partner — clean in-software experience
  • ✓Backed by one of the world's largest payment processors
  • ✓Stable, long-running processor relationship with self-storage industry

CONS

  • ✗Operators report rate increases over time — review statements regularly
  • ✗General processor (not built exclusively for storage)
  • ✗Same parent company as Heartland — may not offer competitive differentiation

Detailed Overview

MerchantsXL

MerchantsXL is a merchant services and credit card processing firm that assists companies with their merchant accounts. While based in Reno, Nevada, it operates as a virtual company with a team spanning the entire country and internationally. The company emphasizes honesty and accuracy in its approach to the industry. At MerchantsXL, their passion is to work as a team and deliver uncompromising quality in a comfortable environment. Their merchant account process is straight-forward and to the point, providing a refreshing approach and overall experience for each of their clients.

OpenEdge (Global Payments)

OpenEdge is the integrated technology division of Global Payments, one of the world's largest payment processors (handling 6.5+ billion transactions per year across 1 million+ merchants). In the self-storage industry, OpenEdge is best known as an official SiteLink Marketplace partner for credit card processing — making it one of the most common third-party processor choices for SiteLink operators who want to use a non-Storable payment solution. OpenEdge offers integrated card and ACH processing, EMV support, AVS verification, automatic reconciliation within SiteLink, and PCI compliance tools. Global Payments also owns Heartland Payment Systems (acquired 2016), making it the largest payment company with direct self-storage industry presence.

Visit MerchantsXLVisit OpenEdge (Global Payments)

Quick Summary

Higher Rated:

MerchantsXL

More Reviews:

OpenEdge (Global Payments) (201)

More Features:

OpenEdge (Global Payments) (9)

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