MerchantsXL vs Seamless Chex (2026)

Side-by-side comparison to help you choose the best payment processing for your storage facility.

MerchantsXL

(7 reviews)

Seamless Chex

(132 reviews)

Overview

Rating
★★★★★
★★★★★
Reviews
7
132
Founded
2012
Headquarters
Reno, NV
Aventura, FL
Service Area
national
national
Pricing
Verified
No
No

Features

Retail accounts
Yes
No
MobileXL processing
Yes
No
Internet accounts
Yes
No
Keyed-in accounts
Yes
No
Virtual terminal
Yes
No
No contracts
Yes
No
Credit & Debit Card Processing
No
Yes
ACH & eCheck Processing
No
Yes
High-Risk Merchant Support
No
Yes
Instant Payouts & Same-Day Deposits
No
Yes
Fraud & Chargeback Reduction
No
Yes
Plaid-verified Bank Transfers
No
Yes

Pros & Cons

MerchantsXL

Pros and cons coming soon

Seamless Chex

Pros and cons coming soon

Detailed Overview

MerchantsXL

MerchantsXL is a merchant services and credit card processing firm that assists companies with their merchant accounts. While based in Reno, Nevada, it operates as a virtual company with a team spanning the entire country and internationally. The company emphasizes honesty and accuracy in its approach to the industry. At MerchantsXL, their passion is to work as a team and deliver uncompromising quality in a comfortable environment. Their merchant account process is straight-forward and to the point, providing a refreshing approach and overall experience for each of their clients.

Seamless Chex

Seamless Chex provides modern, full-service payment processing solutions designed for all business types, including those in high-risk, high-growth, and subscription-driven industries. They aim to offer simple, reliable processing without unexpected holds or shutdowns, ensuring businesses can accept various payment methods with confidence. The company specializes in credit and debit card processing, ACH processing, and eCheck processing, offering features like instant payouts and advanced verification. Founded in 2012 by brothers Evan and Jonathan Albert, Seamless Chex was created to address frustrations with existing payment solutions and make it easier for merchants to get paid online. Seamless Chex prides itself on high approval rates for high-risk merchants, reduced chargebacks, and dedicated support. Their solutions are built to help businesses scale, improve satisfaction with faster access to funds, and reduce fraud through verified bank transfers.