MerchantsXL vs SBOA Merchant Services (2026)

Side-by-side comparison to help you choose the best payment processing for your storage facility.

MerchantsXL

(7 reviews)

SBOA Merchant Services

(98 reviews)

Overview

Rating
★★★★★
★★★★★
Reviews
7
98
Founded
Headquarters
Reno, NV
Service Area
national
national
Pricing
Verified
No
No

Features

Retail accounts
Yes
No
MobileXL processing
Yes
No
Internet accounts
Yes
No
Keyed-in accounts
Yes
No
Virtual terminal
Yes
No
No contracts
Yes
No
EZrentPay SMS/text-to-pay
No
Yes
EZrentPay email payment links
No
Yes
ACH/eCheck processing
No
Yes
Credit/debit card processing
No
Yes
EMV chip card technology
No
Yes
Free rate audit & quote
No
Yes
9M+ transactions/year processed
No
Yes
SiteLink integration
No
Yes
SiteLink Web Edition integration
No
Yes

Pros & Cons

MerchantsXL

Pros and cons coming soon

SBOA Merchant Services

PROS

  • Built exclusively for self-storage operators
  • EZrentPay text-to-pay reduces front desk calls
  • Free rate audit helps operators benchmark costs
  • Listed in ISS Buyer's Guide

CONS

  • Limited public pricing information
  • Smaller operation than national processors
  • Less software integration breadth than major platforms

Detailed Overview

MerchantsXL

MerchantsXL is a merchant services and credit card processing firm that assists companies with their merchant accounts. While based in Reno, Nevada, it operates as a virtual company with a team spanning the entire country and internationally. The company emphasizes honesty and accuracy in its approach to the industry. At MerchantsXL, their passion is to work as a team and deliver uncompromising quality in a comfortable environment. Their merchant account process is straight-forward and to the point, providing a refreshing approach and overall experience for each of their clients.

SBOA Merchant Services

SBOA Merchant Services (a subsidiary of Nuvo Company, based in Winter Park, FL) is a payment processing company built specifically for self-storage operators. Listed in the ISS Buyer's Guide, SBOA processes over 9 million transactions per year for storage facilities. Their flagship offering is EZrentPay, a system that lets tenants pay via SMS text message or email link — reducing front-desk payment traffic. SBOA also supports standard credit/debit card processing with EMV chip technology, ACH/eCheck, and offers a free rate audit and quote for operators looking to compare their current processing costs. They partner with Sage Payment Solutions on their processing backend.