SBOA Merchant Services vs Seamless Chex (2026)
Side-by-side comparison to help you choose the best payment processing for your storage facility.
SBOA Merchant Services
Seamless Chex
Overview
Features
Pros & Cons
SBOA Merchant Services
PROS
- ✓Built exclusively for self-storage operators
- ✓EZrentPay text-to-pay reduces front desk calls
- ✓Free rate audit helps operators benchmark costs
- ✓Listed in ISS Buyer's Guide
CONS
- ✗Limited public pricing information
- ✗Smaller operation than national processors
- ✗Less software integration breadth than major platforms
Seamless Chex
Pros and cons coming soon
Detailed Overview
SBOA Merchant Services
SBOA Merchant Services (a subsidiary of Nuvo Company, based in Winter Park, FL) is a payment processing company built specifically for self-storage operators. Listed in the ISS Buyer's Guide, SBOA processes over 9 million transactions per year for storage facilities. Their flagship offering is EZrentPay, a system that lets tenants pay via SMS text message or email link — reducing front-desk payment traffic. SBOA also supports standard credit/debit card processing with EMV chip technology, ACH/eCheck, and offers a free rate audit and quote for operators looking to compare their current processing costs. They partner with Sage Payment Solutions on their processing backend.
Seamless Chex
Seamless Chex provides modern, full-service payment processing solutions designed for all business types, including those in high-risk, high-growth, and subscription-driven industries. They aim to offer simple, reliable processing without unexpected holds or shutdowns, ensuring businesses can accept various payment methods with confidence. The company specializes in credit and debit card processing, ACH processing, and eCheck processing, offering features like instant payouts and advanced verification. Founded in 2012 by brothers Evan and Jonathan Albert, Seamless Chex was created to address frustrations with existing payment solutions and make it easier for merchants to get paid online. Seamless Chex prides itself on high approval rates for high-risk merchants, reduced chargebacks, and dedicated support. Their solutions are built to help businesses scale, improve satisfaction with faster access to funds, and reduce fraud through verified bank transfers.
Quick Summary
Seamless Chex
Seamless Chex (132)
SBOA Merchant Services (9)
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