Payment USA vs SBOA Merchant Services (2026)

Side-by-side comparison to help you choose the best payment processing for your storage facility.

Payment USA

(1 reviews)

SBOA Merchant Services

(98 reviews)

Overview

Rating
★★★★★
★★★★★
Reviews
1
98
Founded
Headquarters
Service Area
national
national
Pricing
Verified
No
No

Features

Credit card processing
Yes
No
Merchant services
Yes
No
Transparent pricing
Yes
No
EZrentPay SMS/text-to-pay
No
Yes
EZrentPay email payment links
No
Yes
ACH/eCheck processing
No
Yes
Credit/debit card processing
No
Yes
EMV chip card technology
No
Yes
Free rate audit & quote
No
Yes
9M+ transactions/year processed
No
Yes
SiteLink integration
No
Yes
SiteLink Web Edition integration
No
Yes

Pros & Cons

Payment USA

Pros and cons coming soon

SBOA Merchant Services

PROS

  • Built exclusively for self-storage operators
  • EZrentPay text-to-pay reduces front desk calls
  • Free rate audit helps operators benchmark costs
  • Listed in ISS Buyer's Guide

CONS

  • Limited public pricing information
  • Smaller operation than national processors
  • Less software integration breadth than major platforms

Detailed Overview

Payment USA

Payment USA specializes in providing transparent merchant services and credit card processing solutions. The company focuses on offering clear and straightforward payment processing options for businesses. Their services are designed to help clients efficiently manage their financial transactions.

SBOA Merchant Services

SBOA Merchant Services (a subsidiary of Nuvo Company, based in Winter Park, FL) is a payment processing company built specifically for self-storage operators. Listed in the ISS Buyer's Guide, SBOA processes over 9 million transactions per year for storage facilities. Their flagship offering is EZrentPay, a system that lets tenants pay via SMS text message or email link — reducing front-desk payment traffic. SBOA also supports standard credit/debit card processing with EMV chip technology, ACH/eCheck, and offers a free rate audit and quote for operators looking to compare their current processing costs. They partner with Sage Payment Solutions on their processing backend.