SBOA Merchant Services vs Spacivity (2026)

Side-by-side comparison to help you choose the best payment processing for your storage facility.

SBOA Merchant Services

(98 reviews)

Spacivity

(47 reviews)
✓ Verified

Overview

Rating
★★★★★
★★★★★
Reviews
98
47
Founded
Headquarters
Wilmington, DE
Service Area
national
national
Pricing
Verified
No
Yes

Features

EZrentPay SMS/text-to-pay
Yes
No
EZrentPay email payment links
Yes
No
ACH/eCheck processing
Yes
No
Credit/debit card processing
Yes
No
EMV chip card technology
Yes
No
Free rate audit & quote
Yes
No
9M+ transactions/year processed
Yes
No
SiteLink integration
Yes
No
SiteLink Web Edition integration
Yes
No
Online Reservations & Payments
No
Yes
Automated Billing & Invoicing
No
Yes
Tenant Management
No
Yes
Reporting & Analytics
No
Yes
Maintenance & Task Management
No
Yes
Multi-Location Support
No
Yes

Pros & Cons

SBOA Merchant Services

PROS

  • Built exclusively for self-storage operators
  • EZrentPay text-to-pay reduces front desk calls
  • Free rate audit helps operators benchmark costs
  • Listed in ISS Buyer's Guide

CONS

  • Limited public pricing information
  • Smaller operation than national processors
  • Less software integration breadth than major platforms

Spacivity

Pros and cons coming soon

Detailed Overview

SBOA Merchant Services

SBOA Merchant Services (a subsidiary of Nuvo Company, based in Winter Park, FL) is a payment processing company built specifically for self-storage operators. Listed in the ISS Buyer's Guide, SBOA processes over 9 million transactions per year for storage facilities. Their flagship offering is EZrentPay, a system that lets tenants pay via SMS text message or email link — reducing front-desk payment traffic. SBOA also supports standard credit/debit card processing with EMV chip technology, ACH/eCheck, and offers a free rate audit and quote for operators looking to compare their current processing costs. They partner with Sage Payment Solutions on their processing backend.

Spacivity

Spacivity offers an all-in-one property management software solution designed for modern property managers. It caters specifically to self-storage facilities, parking lots and garages, and various rental properties. The platform aims to simplify property operations by providing tools for online reservations, automated billing, and comprehensive tenant management. The software is built to enhance efficiency and decision-making through features like detailed reporting and analytics, maintenance and task management, and secure cloud storage. Spacivity supports multi-location businesses and offers mobile access, allowing property managers to oversee their operations from anywhere. It distinguishes itself with a user-friendly interface, affordable pricing tiers including a free option, and a commitment to exceptional customer support.